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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,088 | $91,525-23.4% | $130,026-46.1% | $75,181-6.8% |
| Participation rate | 91.7% | 71.4%+20.2pp | 78.5%+13.2pp | 67.2%+24.5pp |
| Annual return | 18.78% | -631.40%+650.2pp | -137.26%+156.0pp | 160.69%-141.9pp |
| Employer contribution / active EE | $6,773 | $2,844+138.1% | $4,321+56.7% | $2,671+153.6% |
| Participant deferral / active EE | $11,948 | $4,342+175.2% | $5,821+105.3% | $4,126+189.6% |
| Admin fee / account holder | $14,543 | $6,778+114.5% | $10,608+37.1% | $5,650+157.4% |