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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,279 | $76,551-39.5% | $123,894-62.6% | $62,881-26.4% |
| Participation rate | 71.4% | 73.0%-1.6pp | 81.4%-10.0pp | 69.3%+2.1pp |
| Annual return | 9.28% | 18.68%-9.4pp | 47.52%-38.2pp | 20.14%-10.9pp |
| Employer contribution / active EE | $303 | $2,882-89.5% | $4,617-93.4% | $2,281-86.7% |
| Participant deferral / active EE | $2,985 | $4,840-38.3% | $5,984-50.1% | $3,203-6.8% |
| Admin fee / account holder | $1,271 | $4,826-73.7% | $8,357-84.8% | $4,296-70.4% |