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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,784 | $93,617+22.6% | $135,982-15.6% | $75,177+52.7% |
| Participation rate | 92.0% | 75.2%+16.8pp | 81.9%+10.1pp | 67.2%+24.8pp |
| Annual return | 14.75% | 30.89%-16.1pp | 68.32%-53.6pp | 160.75%-146.0pp |
| Employer contribution / active EE | $2,633 | $3,538-25.6% | $4,859-45.8% | $2,671-1.4% |
| Participant deferral / active EE | $9,108 | $6,406+42.2% | $7,760+17.4% | $4,126+120.7% |
| Admin fee / account holder | $9,157 | $6,980+31.2% | $10,767-15.0% | $5,651+62.0% |