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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,987 | $152,592+5.5% | $125,180+28.6% | $152,885+5.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 18.60% | 54.84%-36.2pp | 43.79%-25.2pp | 345.39%-326.8pp |
| Employer contribution / active EE | $8,638 | $4,947+74.6% | $3,866+123.4% | $4,763+81.3% |
| Participant deferral / active EE | $6,666 | $5,868+13.6% | $4,937+35.0% | $5,851+13.9% |
| Admin fee / account holder | $17,043 | $13,435+26.9% | $9,703+75.7% | $11,598+46.9% |