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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,510 | $162,812+12.7% | $133,971+37.0% | $158,966+15.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 9.03% | 41.94%-32.9pp | 45.09%-36.1pp | 302.95%-293.9pp |
| Employer contribution / active EE | $7,985 | $4,976+60.5% | $3,919+103.8% | $4,762+67.7% |
| Participant deferral / active EE | $3,595 | $5,910-39.2% | $5,047-28.8% | $5,983-39.9% |
| Admin fee / account holder | $1,417 | $11,741-87.9% | $8,929-84.1% | $11,250-87.4% |