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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,467 | $131,835+10.3% | $108,582+34.0% | $273,972-46.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 10.20% | -91.57%+101.8pp | -51.70%+61.9pp | 41.46%-31.3pp |
| Employer contribution / active EE | $8,403 | $4,913+71.0% | $3,758+123.6% | $4,869+72.6% |
| Participant deferral / active EE | $12,179 | $5,127+137.5% | $4,311+182.5% | $5,287+130.3% |
| Admin fee / account holder | $13,231 | $10,253+29.1% | $7,645+73.1% | $10,133+30.6% |