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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,057 | $55,902-40.9% | $76,030-56.5% | $80,959-59.2% |
| Participation rate | 53.6% | 62.1%-8.5pp | 69.1%-15.5pp | 67.7%-14.1pp |
| Annual return | 10.31% | 20.59%-10.3pp | 361.54%-351.2pp | 35.67%-25.4pp |
| Employer contribution / active EE | $878 | $1,867-53.0% | $2,688-67.3% | $2,757-68.1% |
| Participant deferral / active EE | $1,756 | $3,051-42.4% | $4,257-58.7% | $4,300-59.2% |
| Admin fee / account holder | $515 | $5,239-90.2% | $6,421-92.0% | $6,925-92.6% |