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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,039 | $69,444-42.3% | $92,985-56.9% | $87,485-54.2% |
| Participation rate | 53.8% | 63.3%-9.4pp | 69.5%-15.6pp | 68.9%-15.1pp |
| Annual return | 14.69% | 23.85%-9.2pp | 27.99%-13.3pp | 26.06%-11.4pp |
| Employer contribution / active EE | $1,018 | $1,917-46.9% | $2,662-61.8% | $2,596-60.8% |
| Participant deferral / active EE | $2,148 | $3,364-36.1% | $4,377-50.9% | $4,274-49.7% |
| Admin fee / account holder | $994 | $6,137-83.8% | $9,463-89.5% | $7,775-87.2% |