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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $48,267-51.6% | $68,794-66.1% | $68,495-65.9% |
| Participation rate | 42.4% | 60.7%-18.2pp | 69.0%-26.6pp | 67.9%-25.5pp |
| Annual return | -17.70% | -12.70%-5.0pp | -6.37%-11.3pp | -7.84%-9.9pp |
| Employer contribution / active EE | $806 | $1,829-55.9% | $2,656-69.7% | $2,596-69.0% |
| Participant deferral / active EE | $1,613 | $2,867-43.7% | $3,941-59.1% | $4,028-60.0% |
| Admin fee / account holder | $1,795 | $4,362-58.8% | $4,934-63.6% | $5,403-66.8% |