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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,717 | $166,131+44.3% | $164,975+45.3% | $145,877+64.3% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.6%-18.6pp | 80.3%-20.3pp |
| Annual return | 12.80% | 100.37%-87.6pp | 70.12%-57.3pp | 551.28%-538.5pp |
| Employer contribution / active EE | $2,024 | $5,276-61.6% | $4,343-53.4% | $4,663-56.6% |
| Participant deferral / active EE | $7,241 | $6,962+4.0% | $6,033+20.0% | $6,691+8.2% |
| Admin fee / account holder | $6,501 | $16,648-61.0% | $12,688-48.8% | $13,402-51.5% |