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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,862 | $162,812+21.5% | $133,971+47.7% | $158,966+24.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | -0.02% | 41.94%-42.0pp | 45.09%-45.1pp | 302.95%-303.0pp |
| Employer contribution / active EE | $3,407 | $4,976-31.5% | $3,919-13.1% | $4,762-28.5% |
| Participant deferral / active EE | $8,590 | $5,910+45.3% | $5,047+70.2% | $5,983+43.6% |
| Admin fee / account holder | $157 | $11,741-98.7% | $8,929-98.2% | $11,250-98.6% |