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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $5,863 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,489 | $91,710-13.3% | $67,560+17.7% | $77,762+2.2% |
| Participation rate | 80.5% | 76.0%+4.5pp | 72.9%+7.5pp | 70.6%+9.9pp |
| Annual return | 17.13% | 14.88%+2.2pp | 3533.50%-3516.4pp | 31.27%-14.1pp |
| Employer contribution / active EE | $0 | $3,187-100.0% | $2,737-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $3,425 | $3,911-12.4% | $4,004-14.5% | $4,651-26.3% |
| Admin fee / account holder | $15 | $245-93.8% | $3,994-99.6% | $433-96.5% |