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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,254 | $183,516-57.4% | $155,534-49.7% | $145,884-46.4% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 12.82% | 61.43%-48.6pp | 64.92%-52.1pp | 551.85%-539.0pp |
| Employer contribution / active EE | $3,229 | $5,315-39.2% | $4,675-30.9% | $4,662-30.7% |
| Participant deferral / active EE | $9,649 | $6,467+49.2% | $5,630+71.4% | $6,690+44.2% |
| Admin fee / account holder | $806 | $19,293-95.8% | $15,900-94.9% | $13,392-94.0% |