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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,802 | $217,432-83.1% | $185,849-80.2% | $167,536-78.0% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 14.63% | 148.42%-133.8pp | 122.10%-107.5pp | 478.82%-464.2pp |
| Employer contribution / active EE | $2,826 | $5,875-51.9% | $5,169-45.3% | $4,839-41.6% |
| Participant deferral / active EE | $6,223 | $6,357-2.1% | $5,569+11.7% | $6,342-1.9% |
| Admin fee / account holder | $349 | $19,818-98.2% | $16,244-97.9% | $12,315-97.2% |