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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,619 | $175,259-60.8% | $149,723-54.2% | $139,487-50.8% |
| Participation rate | 78.6% | 83.4%-4.8pp | 78.8%-0.2pp | 80.3%-1.8pp |
| Annual return | 17.95% | 166.82%-148.9pp | 134.50%-116.5pp | 373.84%-355.9pp |
| Employer contribution / active EE | $3,660 | $5,478-33.2% | $4,821-24.1% | $4,755-23.0% |
| Participant deferral / active EE | $7,572 | $6,522+16.1% | $5,682+33.2% | $6,713+12.8% |
| Admin fee / account holder | $1,658 | $16,158-89.7% | $13,215-87.5% | $11,407-85.5% |