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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,245 | $167,353-74.8% | $143,797-70.6% | $134,545-68.6% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -18.22% | 0.48%-18.7pp | -0.04%-18.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $3,651 | $5,620-35.0% | $4,952-26.3% | $4,742-23.0% |
| Participant deferral / active EE | $7,294 | $6,447+13.1% | $5,638+29.4% | $6,401+13.9% |
| Admin fee / account holder | $3,276 | $18,096-81.9% | $14,679-77.7% | $11,431-71.3% |