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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,335 | $63,433-22.2% | $63,803-22.7% | $64,097-23.0% |
| Participation rate | 38.7% | 65.0%-26.3pp | 72.7%-34.0pp | 55.2%-16.5pp |
| Annual return | 23.63% | 20.74%+2.9pp | 543.72%-520.1pp | 34.64%-11.0pp |
| Employer contribution / active EE | $0 | $2,332-100.0% | $2,532-100.0% | $1,891-100.0% |
| Participant deferral / active EE | $2,629 | $3,119-15.7% | $3,843-31.6% | $3,080-14.6% |
| Admin fee / account holder | $9,241 | $1,489+520.4% | $5,196+77.8% | $3,454+167.5% |