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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,912 | $69,771-37.1% | $67,524-35.0% | $74,400-41.0% |
| Participation rate | 33.3% | 71.4%-38.0pp | 72.9%-39.6pp | 67.2%-33.9pp |
| Annual return | 13.47% | -40.49%+54.0pp | 3519.41%-3505.9pp | 1367.51%-1354.0pp |
| Employer contribution / active EE | $0 | $2,710-100.0% | $2,734-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $2,198 | $3,638-39.6% | $4,001-45.1% | $4,348-49.5% |
| Admin fee / account holder | $7,247 | $889+714.9% | $4,001+81.1% | $1,944+272.9% |