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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,250 | $65,582-61.5% | $64,101-60.6% | $71,511-64.7% |
| Participation rate | 29.3% | 73.2%-43.9pp | 72.3%-43.0pp | 67.9%-38.6pp |
| Annual return | 18.21% | 18.96%-0.8pp | 33.72%-15.5pp | 28.86%-10.6pp |
| Employer contribution / active EE | $0 | $2,671-100.0% | $2,749-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $2,028 | $3,628-44.1% | $3,881-47.7% | $4,291-52.7% |
| Admin fee / account holder | $2,144 | $616+247.9% | $3,070-30.2% | $1,588+35.0% |