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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,519 | $138,386+138.8% | $184,260+79.4% | $80,935+308.4% |
| Participation rate | 90.9% | 83.9%+7.0pp | 86.8%+4.1pp | 67.7%+23.2pp |
| Annual return | 15.89% | 20.02%-4.1pp | 28.84%-12.9pp | 35.66%-19.8pp |
| Employer contribution / active EE | $20,170 | $4,851+315.8% | $6,427+213.8% | $2,757+631.7% |
| Participant deferral / active EE | $17,094 | $7,076+141.6% | $9,133+87.2% | $4,299+297.6% |
| Admin fee / account holder | $16,455 | $10,489+56.9% | $13,898+18.4% | $6,924+137.6% |