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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,513 | $146,267+152.6% | $197,124+87.5% | $82,448+348.2% |
| Participation rate | 90.5% | 84.0%+6.5pp | 86.7%+3.8pp | 68.1%+22.4pp |
| Annual return | 17.68% | 29.61%-11.9pp | 44.34%-26.7pp | 41.64%-24.0pp |
| Employer contribution / active EE | $18,188 | $4,723+285.1% | $6,227+192.1% | $2,551+613.0% |
| Participant deferral / active EE | $15,094 | $7,035+114.6% | $9,135+65.2% | $4,139+264.7% |
| Admin fee / account holder | $6,550 | $14,422-54.6% | $16,298-59.8% | $7,234-9.5% |