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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,420 | $94,529+48.5% | $140,019+0.3% | $64,173+118.8% |
| Participation rate | 95.7% | 84.1%+11.7pp | 87.5%+8.2pp | 69.6%+26.2pp |
| Annual return | -3.93% | 7.77%-11.7pp | 651.15%-655.1pp | 7.63%-11.6pp |
| Employer contribution / active EE | $3 | $3,812-99.9% | $5,605-99.9% | $2,381-99.9% |
| Participant deferral / active EE | $17,743 | $5,250+238.0% | $6,927+156.2% | $3,470+411.4% |
| Admin fee / account holder | $29,613 | $6,741+339.3% | $10,705+176.6% | $4,887+505.9% |