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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,106 | $113,941-72.7% | $94,229-67.0% | $125,389-75.2% |
| Participation rate | 84.6% | 82.9%+1.7pp | 78.8%+5.8pp | 83.2%+1.4pp |
| Annual return | 1.94% | 5.29%-3.3pp | 10.68%-8.7pp | 282.24%-280.3pp |
| Employer contribution / active EE | $2,938 | $4,727-37.8% | $3,587-18.1% | $4,866-39.6% |
| Participant deferral / active EE | $7,520 | $5,179+45.2% | $4,320+74.0% | $5,352+40.5% |
| Admin fee / account holder | $663 | $8,392-92.1% | $6,269-89.4% | $9,541-93.0% |