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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,637 | $81,870-5.2% | $119,634-35.1% | $68,490+13.4% |
| Participation rate | 69.5% | 71.9%-2.4pp | 79.3%-9.8pp | 67.9%+1.6pp |
| Annual return | -17.88% | -23.82%+5.9pp | -14.98%-2.9pp | -7.85%-10.0pp |
| Employer contribution / active EE | $3,875 | $2,692+44.0% | $4,232-8.4% | $2,597+49.2% |
| Participant deferral / active EE | $8,895 | $4,148+114.4% | $5,601+58.8% | $4,028+120.8% |
| Admin fee / account holder | $2,263 | $6,583-65.6% | $10,329-78.1% | $5,403-58.1% |