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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,228 | $91,536+24.8% | $130,062-12.2% | $75,177+51.9% |
| Participation rate | 75.5% | 71.5%+4.0pp | 78.5%-3.0pp | 67.2%+8.3pp |
| Annual return | 36.47% | -631.62%+668.1pp | -137.37%+173.8pp | 160.75%-124.3pp |
| Employer contribution / active EE | $4,224 | $2,845+48.5% | $4,322-2.3% | $2,671+58.1% |
| Participant deferral / active EE | $9,784 | $4,343+125.3% | $5,821+68.1% | $4,126+137.1% |
| Admin fee / account holder | $12,790 | $6,780+88.7% | $10,601+20.7% | $5,651+126.3% |