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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,330 | $109,344-71.3% | $89,400-65.0% | $158,950-80.3% |
| Participation rate | 60.0% | 74.3%-14.3pp | 68.0%-8.0pp | 82.0%-22.0pp |
| Annual return | 18.86% | 345.73%-326.9pp | 245.64%-226.8pp | 302.91%-284.0pp |
| Employer contribution / active EE | $2,184 | $3,170-31.1% | $2,586-15.5% | $4,762-54.1% |
| Participant deferral / active EE | $2,484 | $4,599-46.0% | $3,890-36.1% | $5,983-58.5% |
| Admin fee / account holder | $145 | $6,154-97.6% | $4,882-97.0% | $11,248-98.7% |