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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,465 | $93,064-92.0% | $74,577-90.0% | $273,972-97.3% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 7.96% | 26.18%-18.2pp | 20.47%-12.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,432 | $3,160-54.7% | $2,525-43.3% | $4,869-70.6% |
| Participant deferral / active EE | $2,370 | $4,160-43.0% | $3,458-31.5% | $5,287-55.2% |
| Admin fee / account holder | $1,354 | $5,273-74.3% | $4,138-67.3% | $10,133-86.6% |