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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,813 | $104,937-81.1% | $84,628-76.6% | $152,897-87.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 10.61% | 373.88%-363.3pp | 258.80%-248.2pp | 345.43%-334.8pp |
| Employer contribution / active EE | $733 | $3,303-77.8% | $2,653-72.4% | $4,764-84.6% |
| Participant deferral / active EE | $2,167 | $4,690-53.8% | $3,900-44.4% | $5,851-63.0% |
| Admin fee / account holder | $1,997 | $6,243-68.0% | $4,914-59.4% | $11,599-82.8% |