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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,252 | $109,904+40.4% | $97,167+58.7% | $145,959+5.7% |
| Participation rate | 37.5% | 75.9%-38.4pp | 72.7%-35.2pp | 80.3%-42.8pp |
| Annual return | 8.38% | 243.43%-235.0pp | 75.27%-66.9pp | 561.95%-553.6pp |
| Employer contribution / active EE | $1,361 | $3,084-55.9% | $2,729-50.1% | $4,661-70.8% |
| Participant deferral / active EE | $4,412 | $4,676-5.6% | $4,264+3.5% | $6,689-34.0% |
| Admin fee / account holder | $0 | $6,216-100.0% | $5,650-100.0% | $13,398-100.0% |