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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,932 | $125,797+238.6% | $170,043+150.5% | $75,173+466.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 15.60% | 27.20%-11.6pp | 53.40%-37.8pp | 160.72%-145.1pp |
| Employer contribution / active EE | $32,800 | $4,616+610.5% | $6,790+383.1% | $2,671+1128.0% |
| Participant deferral / active EE | $19,695 | $6,838+188.0% | $10,410+89.2% | $4,126+377.3% |
| Admin fee / account holder | $1,923 | $8,177-76.5% | $12,824-85.0% | $5,651-66.0% |