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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,946 | $123,793+164.1% | $177,848+83.8% | $79,856+309.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 18.64% | 22.82%-4.2pp | 48.33%-29.7pp | 31.71%-13.1pp |
| Employer contribution / active EE | $32,471 | $4,095+692.9% | $5,919+448.6% | $2,471+1214.0% |
| Participant deferral / active EE | $17,359 | $5,956+191.4% | $7,714+125.0% | $3,741+364.1% |
| Admin fee / account holder | $862 | $7,243-88.1% | $12,431-93.1% | $5,306-83.8% |