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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,382 | $137,414+160.8% | $189,520+89.1% | $85,856+317.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 19.99% | 38.14%-18.2pp | 555.25%-535.3pp | 318.58%-298.6pp |
| Employer contribution / active EE | $6 | $4,344-99.9% | $6,161-99.9% | $2,565-99.8% |
| Participant deferral / active EE | $16,072 | $6,260+156.7% | $8,220+95.5% | $3,952+306.7% |
| Admin fee / account holder | $305 | $8,630-96.5% | $12,046-97.5% | $6,261-95.1% |