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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,008 | $118,496-13.1% | $98,461+4.6% | $139,466-26.1% |
| Participation rate | 57.1% | 77.5%-20.3pp | 75.2%-18.0pp | 80.3%-23.2pp |
| Annual return | 13.31% | 18.96%-5.6pp | 21.17%-7.9pp | 373.66%-360.3pp |
| Employer contribution / active EE | $1,597 | $3,611-55.8% | $3,049-47.6% | $4,754-66.4% |
| Participant deferral / active EE | $4,072 | $5,393-24.5% | $4,738-14.1% | $6,712-39.3% |
| Admin fee / account holder | $10,337 | $14,056-26.5% | $8,961+15.4% | $11,409-9.4% |