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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,954 | $118,695-35.2% | $98,916-22.2% | $158,950-51.6% |
| Participation rate | 57.1% | 77.8%-20.7pp | 76.0%-18.9pp | 82.0%-24.8pp |
| Annual return | 35.69% | 372.39%-336.7pp | 196.45%-160.8pp | 302.91%-267.2pp |
| Employer contribution / active EE | $3,027 | $3,333-9.2% | $2,689+12.6% | $4,762-36.4% |
| Participant deferral / active EE | $8,220 | $5,088+61.6% | $4,245+93.7% | $5,983+37.4% |
| Admin fee / account holder | $26,845 | $10,132+164.9% | $6,642+304.2% | $11,248+138.7% |