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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,802 | $104,251-28.2% | $91,004-17.8% | $147,586-49.3% |
| Participation rate | 66.7% | 78.2%-11.6pp | 75.6%-8.9pp | 82.8%-16.2pp |
| Annual return | 20.40% | 27.06%-6.7pp | 4.60%+15.8pp | 578.59%-558.2pp |
| Employer contribution / active EE | $3,056 | $3,116-1.9% | $2,456+24.5% | $4,876-37.3% |
| Participant deferral / active EE | $7,966 | $4,195+89.9% | $3,548+124.6% | $5,439+46.5% |
| Admin fee / account holder | $94,042 | $8,948+951.0% | $5,417+1635.9% | $10,886+763.9% |