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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,849 | $97,125+148.0% | $86,233+179.3% | $137,256+75.5% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 13.85% | 74.19%-60.3pp | 61.39%-47.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $2,205 | $2,841-22.4% | $2,504-11.9% | $4,156-46.9% |
| Participant deferral / active EE | $6,176 | $5,180+19.2% | $4,559+35.5% | $6,407-3.6% |
| Admin fee / account holder | $1,197 | $9,725-87.7% | $8,342-85.7% | $12,270-90.2% |