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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $133,362 |
Filed as: KESTRA ADVISORY SERVICES Service code 27 · EIN 35-2552359 | Advisory (Plan) | $30,088 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,261 | $103,918-30.5% | $94,664-23.7% | $80,157-9.9% |
| Participation rate | 99.7% | 85.8%+13.9pp | 80.8%+18.9pp | 72.9%+26.8pp |
| Annual return | 22.19% | 27.77%-5.6pp | 156.84%-134.6pp | 40.39%-18.2pp |
| Employer contribution / active EE | $3,944 | $3,539+11.4% | $3,673+7.4% | $2,977+32.5% |
| Participant deferral / active EE | $9,957 | $9,528+4.5% | $7,417+34.2% | $5,015+98.5% |
| Admin fee / account holder | $76 | $96-21.1% | $7,222-98.9% | $145-47.5% |