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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $112,013 |
Filed as: KESTRA ADVISORY SERVICES Service code 27 · EIN 35-2552359 | Advisory (Plan) | $48,666 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,498 | $87,621-36.7% | $86,438-35.8% | $77,906-28.8% |
| Participation rate | 98.5% | 85.8%+12.7pp | 80.3%+18.2pp | 73.7%+24.8pp |
| Annual return | -7.89% | -13.90%+6.0pp | 4397.19%-4405.1pp | 12.16%-20.0pp |
| Employer contribution / active EE | $3,806 | $3,474+9.6% | $3,769+1.0% | $2,846+33.7% |
| Participant deferral / active EE | $9,151 | $8,645+5.9% | $6,952+31.6% | $4,805+90.4% |
| Admin fee / account holder | $78 | $85-7.4% | $6,733-98.8% | $133-40.9% |