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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,108 | $100,970+58.6% | $96,576+65.8% | $137,256+16.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 16.08% | 38.16%-22.1pp | 38.47%-22.4pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,386 | $3,809-37.4% | $3,553-32.8% | $4,156-42.6% |
| Participant deferral / active EE | $3,623 | $8,286-56.3% | $7,956-54.5% | $6,407-43.4% |
| Admin fee / account holder | $10,784 | $11,312-4.7% | $11,381-5.2% | $12,270-12.1% |