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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,625 | $108,911+18.1% | $100,392+28.1% | $145,884-11.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.83% | 58.23%-43.4pp | 49.45%-34.6pp | 551.85%-537.0pp |
| Employer contribution / active EE | $4,311 | $4,420-2.5% | $3,941+9.4% | $4,662-7.5% |
| Participant deferral / active EE | $8,900 | $8,459+5.2% | $8,090+10.0% | $6,690+33.0% |
| Admin fee / account holder | $729 | $9,698-92.5% | $7,904-90.8% | $13,392-94.6% |