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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,483 | $99,647-25.3% | $86,439-13.8% | $134,509-44.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.50% | 6784.13%-6803.6pp | 4395.55%-4415.0pp | 418.13%-437.6pp |
| Employer contribution / active EE | $3,058 | $4,401-30.5% | $3,769-18.9% | $4,741-35.5% |
| Participant deferral / active EE | $8,684 | $7,246+19.8% | $6,952+24.9% | $6,400+35.7% |
| Admin fee / account holder | $1,161 | $8,373-86.1% | $6,732-82.7% | $11,427-89.8% |