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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,713 | $212,386-56.8% | $199,883-54.1% | $138,895-34.0% |
| Participation rate | 72.7% | 87.4%-14.6pp | 86.8%-14.0pp | 79.9%-7.2pp |
| Annual return | 19.23% | 47.75%-28.5pp | 43.81%-24.6pp | 145.39%-126.2pp |
| Employer contribution / active EE | $2,705 | $6,625-59.2% | $6,261-56.8% | $4,194-35.5% |
| Participant deferral / active EE | $6,017 | $9,617-37.4% | $9,138-34.2% | $6,396-5.9% |
| Admin fee / account holder | $1,889 | $18,233-89.6% | $17,268-89.1% | $12,562-85.0% |