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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,998 | $160,059-95.0% | $140,019-94.3% | $135,380-94.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 71.99% | 911.48%-839.5pp | 651.17%-579.2pp | 519.81%-447.8pp |
| Employer contribution / active EE | $1,868 | $6,420-70.9% | $5,605-66.7% | $4,779-60.9% |
| Participant deferral / active EE | $1,996 | $7,641-73.9% | $6,927-71.2% | $5,609-64.4% |
| Admin fee / account holder | $811 | $13,328-93.9% | $10,705-92.4% | $10,828-92.5% |