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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,519 | $167,522-66.9% | $151,639-63.4% | $134,532-58.7% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | -26.53% | 7.81%-34.3pp | 3.34%-29.9pp | 418.27%-444.8pp |
| Employer contribution / active EE | $2,557 | $6,828-62.6% | $6,165-58.5% | $4,741-46.1% |
| Participant deferral / active EE | $6,967 | $8,986-22.5% | $8,363-16.7% | $6,401+8.8% |
| Admin fee / account holder | $3,697 | $13,780-73.2% | $11,613-68.2% | $11,429-67.6% |