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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,384 | $136,307-82.8% | $177,848-86.9% | $73,497-68.2% |
| Participation rate | 71.8% | 86.1%-14.3pp | 87.7%-15.9pp | 70.7%+1.1pp |
| Annual return | 28.91% | 18.68%+10.2pp | 48.33%-19.4pp | 28.51%+0.4pp |
| Employer contribution / active EE | $1,563 | $3,712-57.9% | $5,919-73.6% | $2,270-31.2% |
| Participant deferral / active EE | $2,595 | $5,829-55.5% | $7,714-66.4% | $3,740-30.6% |
| Admin fee / account holder | $3,387 | $596+468.8% | $12,431-72.8% | $513+560.2% |