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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,337 | $94,529-84.8% | $140,019-89.8% | $64,173-77.7% |
| Participation rate | 78.5% | 84.1%-5.6pp | 87.5%-9.0pp | 69.6%+8.9pp |
| Annual return | -3.90% | 7.77%-11.7pp | 651.17%-655.1pp | 7.63%-11.5pp |
| Employer contribution / active EE | $2,458 | $3,812-35.5% | $5,605-56.1% | $2,381+3.3% |
| Participant deferral / active EE | $2,433 | $5,250-53.7% | $6,927-64.9% | $3,470-29.9% |
| Admin fee / account holder | $647 | $6,741-90.4% | $10,705-94.0% | $4,887-86.8% |