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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,493 | $109,359-84.0% | $162,185-89.2% | $72,976-76.0% |
| Participation rate | 82.1% | 84.3%-2.1pp | 87.6%-5.4pp | 69.5%+12.7pp |
| Annual return | 40.89% | 25.46%+15.4pp | 115.61%-74.7pp | 81.02%-40.1pp |
| Employer contribution / active EE | $1,781 | $3,907-54.4% | $5,613-68.3% | $2,440-27.0% |
| Participant deferral / active EE | $2,485 | $5,481-54.7% | $7,297-65.9% | $3,608-31.1% |
| Admin fee / account holder | $3,178 | $7,972-60.1% | $10,844-70.7% | $5,124-38.0% |