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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,217 | $100,060-82.8% | $149,721-88.5% | $70,126-75.4% |
| Participation rate | 90.9% | 83.6%+7.3pp | 87.1%+3.8pp | 69.5%+21.4pp |
| Annual return | 23.84% | 27.46%-3.6pp | 1501.67%-1477.8pp | 73.15%-49.3pp |
| Employer contribution / active EE | $3,259 | $3,661-11.0% | $5,444-40.1% | $2,343+39.1% |
| Participant deferral / active EE | $2,825 | $4,982-43.3% | $6,568-57.0% | $3,332-15.2% |
| Admin fee / account holder | $2,457 | $8,285-70.3% | $11,282-78.2% | $4,645-47.1% |