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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,044 | $178,174-11.9% | $156,181+0.6% | $137,256+14.4% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 25.71% | 84.19%-58.5pp | 64.87%-39.2pp | 220.34%-194.6pp |
| Employer contribution / active EE | $2,772 | $4,972-44.3% | $4,294-35.5% | $4,156-33.3% |
| Participant deferral / active EE | $5,142 | $6,888-25.4% | $6,132-16.2% | $6,407-19.7% |
| Admin fee / account holder | $8,869 | $17,404-49.0% | $14,586-39.2% | $12,270-27.7% |