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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,792 | $91,179-86.0% | $178,499-92.8% | $79,852-84.0% |
| Participation rate | 98.4% | 69.2%+29.2pp | 81.9%+16.5pp | 69.6%+28.7pp |
| Annual return | 16.70% | 24.19%-7.5pp | 151.10%-134.4pp | 31.72%-15.0pp |
| Employer contribution / active EE | $1,448 | $3,256-55.5% | $5,011-71.1% | $2,471-41.4% |
| Participant deferral / active EE | $4,052 | $3,236+25.2% | $5,202-22.1% | $3,740+8.3% |
| Admin fee / account holder | $632 | $6,749-90.6% | $13,986-95.5% | $5,306-88.1% |