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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,390 | $85,171-86.6% | $172,752-93.4% | $72,975-84.4% |
| Participation rate | 92.9% | 70.1%+22.8pp | 82.6%+10.2pp | 69.5%+23.4pp |
| Annual return | 21.46% | 27.32%-5.9pp | 802.97%-781.5pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,493 | $3,324-55.1% | $5,144-71.0% | $2,440-38.8% |
| Participant deferral / active EE | $4,261 | $3,260+30.7% | $5,198-18.0% | $3,608+18.1% |
| Admin fee / account holder | $8,345 | $5,880+41.9% | $13,955-40.2% | $5,124+62.9% |