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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,305 | $181,896-94.3% | $156,551-93.4% | $273,972-96.2% |
| Participation rate | 95.5% | 88.4%+7.1pp | 84.0%+11.4pp | 83.0%+12.4pp |
| Annual return | 21.11% | 30.74%-9.6pp | 32.23%-11.1pp | 41.46%-20.3pp |
| Employer contribution / active EE | $2,190 | $6,248-64.9% | $5,501-60.2% | $4,869-55.0% |
| Participant deferral / active EE | $4,810 | $5,550-13.3% | $4,871-1.3% | $5,287-9.0% |
| Admin fee / account holder | $508 | $15,560-96.7% | $13,028-96.1% | $10,133-95.0% |