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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,786 | $57,305+161.4% | $86,640+72.9% | $75,173+99.3% |
| Participation rate | 55.4% | 63.2%-7.9pp | 71.7%-16.4pp | 67.2%-11.8pp |
| Annual return | 24.91% | 2674.24%-2649.3pp | 592.52%-567.6pp | 160.72%-135.8pp |
| Employer contribution / active EE | $2,610 | $2,316+12.7% | $3,024-13.7% | $2,671-2.3% |
| Participant deferral / active EE | $4,387 | $3,320+32.2% | $4,438-1.1% | $4,126+6.3% |
| Admin fee / account holder | $4,204 | $4,116+2.1% | $5,616-25.1% | $5,651-25.6% |